Mortgage Planner & Bank Offer Comparison
Published: – Updated: Published: – Updated:
Planner
Mortgage planner
Adjust your purchase price, income, rate, own funds, duration, and mortgage mandate to see your monthly repayment, mortgage burden, and full project cost.
Your entries stay in your browser and are temporary by default. They are never sent to us.
Full project view
Project costs breakdown
Approximate split of purchase deed, mortgage deed, and mortgage mandate costs in the current scenario, aligned with 2026 notaire.be calculations for an existing-home purchase.
Comparison
Bank offer comparison
Compare bank offers on the same normalized basis: what the bank finances, what you pay monthly outside the loan, and what cash you still need upfront.
You can optionally import a bank offer PDF to pre-fill an offer. It is processed in your browser and is not uploaded. Detected values are shown for review before being applied.
Optional: enter the bank’s quoted monthly repayment if it differs from the calculated estimate.
Recurring costs
Add recurring costs paid separately from the loan repayment. Mark Include to count them in monthly cash flow and estimated TAEG.
One-off costs
Add one-off costs paid separately and not already included in project costs. Mark Include to count them in upfront cash needed.
Review imported bank offer
The bank offer PDF stays in your browser. Review the detected values before applying them.
Share offer anonymously
Only the reviewed values, their source labels, and any selected rate conditions are shared.
Offer successfully shared
It now appears in the dedicated shared bank offers section.
Private removal link
Keep this link if you may want to remove the shared offer later. It cannot be recovered, and anyone with the link can remove the offer.
Shared offer preview
Rate conditions
Optional: select the requirements shown in the offer or needed to obtain this rate.
What is shared
The shared record stores only those values, source labels, and selected conditions. The PDF file, extracted text, file name, and anything else from the PDF are not uploaded or saved.
PDF import feedback
PDF import is still improving. If something was detected incorrectly or missed, you can email an anonymized screenshot or excerpt of the relevant offer section to [email protected].
Shared offers
Shared bank offers
Anonymous bank-offer details shared by users after they verify the values detected from a locally processed PDF. Unless marked otherwise, values come from bank-offer PDFs.
Your PDF and extracted text stay in your browser and are not uploaded or stored.
Only the values you review and confirm are shared. After submission, you receive a private removal link. Keep it safe; it cannot be recovered.
No shared offers yet
PDF-imported offers shared by users will appear here.
Offer date Shared on
Rate conditions
Product updates
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My purchase scenario
Price & income
Start with the default purchase price and net income, or enter your own values for a personalized mortgage scenario.
Mortgage
Adjust the financing assumptions used in the calculation.
Below the cautious 10% down-payment guideline.
The mortgage burden is above your selected limit:
Initial purchase costs
Approximate 2026 purchase costs in line with notaire.be are included in the scenario.
Choose the Belgian region used to estimate upfront purchase costs.
Existing-home approximation only. Uses simplified 2026 regional rules for purchase deed, mortgage deed, and mortgage mandate costs.
Data privacy
Your values are stored in your browser. Choose how long to keep them.